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Baby Boomers – Healthy Diet

Baby Boomers need to eat a healthy diet if they want to be able to enjoy healthy Baby Boomers Healthy Dietretirement years. Trips to the doctor to monitor and treat diabetes or heart disease are no way to celebrate the freedom that comes from no longer having to punch a clock. Eating a healthy diet is the perfect way to prevent these two diseases that can ruin your lifestyle in your retirement years.

Here’s something to consider:

*  Can you remember what you ate this morning, or throughout the day, for that matter?

*  Did you have a healthy diet full of lean proteins, whole grains, fruits and vegetables?

*  Or did you grab a fast cup of coffee and a muffin at the local coffee shop for breakfast?

The Standard American Diet (SAD) is a major cause for the increase of disease in America today. America spends more money on finding a cure for cancer than any country in the world, yet generally our Standard American Diet, full of animal fats, unhealthy fats: saturated, hydrogenated fats, low fiber, high processed foods, contribute to the very diseases we are trying to prevent.

Even if you are not American, chances are good that you are not eating a diet that’s recommended for a healthy aging process. Face it, you can’t prevent aging, but there are things you can do to maintain your health as you age. Next to having lots of money, health is a great wealth. Why die prematurely? As a Baby Boomer, you have lots of living yet to do and all the time to do it. Diet is the perfect place to start with changes for healthy senior years. Just take a look at what your diet is doing to you.

Middle aged spread is a kind term for abdominal fat. When we become 40 years old, it’s like a switch gets thrown in our metabolism and the fat begins to slowly build in the midsection. The distribution of fat is different from that in our younger bodies. Instead of being under the kind, it begins to pack in around our internal organs and interferes with their function. This is how this adipose tissue contributes to heart disease. If you eat a diet high in salt, you can hurt your kidneys and other organs. Remember, you are what you eat. Do you really need all that phosphoric acid that is an included ingredient to fizzy drinks? It dissolves your bones. Aren’t you going to need those later on? What we Baby Boomers need is not a “DIET”, but a change in life style.

A diet is only a temporary fix and, even if some weight is lost, it can all come back when the diet is stopped. We fall so easily back into old habits. Only a more or less permanent lifestyle change can effect the needed reversal of metabolism that builds this killer mid section fat. A perfect Baby Boomer’s diet would control portion size while insuring that more of the good stuff and less of the bad is eaten. If you are nuts about ice cream, don’t deprive yourself, but try changing to a low fat ice cream and eat less of it. If you love steak, make sure you take only a portion the size of the palm of your hand and cut off the fat. In a restaurant, you can ask for a box to take home the extra. Many restaurants now offer a senior menu which features smaller portions and prices. It’s time to shift mental gears and start eating for life.

Here’s a suggestion, divide your daily menu into:

1.  50 percent good carbohydrates

2.  25 percent lean proteins

3.  25 percent fats

With these percentages, you can come close to a well balanced diet.

*  Carbohydrates should mainly come from fruits and vegetables.

*  Proteins can come from beans, tofu and other plant sources.

*  Only a third of the protein needs to come from lean meat.

*  Fats should be “good” fats such as from olive oil, nuts or oily fish. Poly and mono saturated fats are best.

If you can figure out how to fit your diet into this profile, you will be making a lifestyle change that will help you live a longer with greater health and wellness. Baby Boomers often spend lives of excess and sooner is better than later to fix the problems in our diet that might be killing us prematurely or ruining our fun as we age.

Cheryl Snider has been writing articles on various subjects for many years. Come visit her latest websites that discuss Bath Lighting Fixtures and other Bathroom Lighting Ideas.

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Edie’s Comments:  I have always been thin and healthy.  I have always eaten whatever foods I wanted and have never been “health conscience”.  Now that I am a 60 year old Baby Boomer, I have gained weight and I am more conscience about my health, I am taking eating a healthy diet much more seriously.  Eating whole foods is now much more important to me and organic whenever I can.  I have been reading more on how to eat healthy and what foods are good for me and what foods are harmful.  I have come to the conclusion that I don’t want to “push my luck” anymore.  I have grandchildren and I certainly want to enjoy them for many years so I strongly encourage everyone to eat healthy!

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Save Money With a High Credit Score

In this video,  Mr. Money talks about how to save money with a high credit score and how important a high credit score is in today’s economy.   You can acquire lower interest rates on credit cards, mortgages, even insurance rate if your score is good.  Getting your credit score is just the beginning but it tells you where you are now and where you need to be for the best ratings.

Mr. Money also give you the web site for your free credit score and the three credit bureaus for obtaining your credit reports.
httpv://www.youtube.com/user/MrMoneyChannel?blend=11&ob=5#p/a/u/2/E1l-ET07myo

Edie’s Comments:  Especially now it is really important to protect your credit score.  We have taken precautions to make sure our credit score is high and our credit bureau reports are not only accurate but also are the best they can be.  We have found that in the long run, having a high credit score saves us money.

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Baby Boomers Looking for Second Income

Baby Boomers are seeking a second income to recover losses from the recent financial crisis and the network marketing business is booming.  With a home based business boomers get to choose their hours and time spent building the business.  Building a passive income it the best way for boomers to feel secure about their future retirement since job security is unstable.

Edie’s Comments:  Network Marketing is on the rise and for many today is the right time to be in a Network Marketing company as Robert Kiyosaki states is his book “The Business of The 21st Century”.  Most of my baby boomer friends are in network marketing and are not only making money, but enjoying meeting new friends and traveling.  My friend Cindy just recently joined a network marketing company and has already won a trip to Cancun as one of the top income earners.  Finding a good company and one that fits your lifestyle and passion is most important.

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Baby Boomers’ Biggest Financial Problems

Baby Boomers biggest financial problems according to Gallup Poll is having enough savings for retirement and not depending on Social Security.  Many Baby Boomers who expected to retire at age 65 are now facing extending their retirement to as late as 70 + years.  The recent economic crisis has devastated retirement savings making it difficult to recover losses.  Gallup polls also tell us that 53% of U.S. do not foresee comfort in retirement.

Edie’s Comment:  So there has to be alternative sources of income to fill in the gap.  Most Americans are just doing their best to stay on top of their monthly obligations like their mortgage payments.  There just doesn’t seem to be enough to save for retirement.  And their IRAs or 401Ks are not making significant interest.  It is for this reason we have researched to find unique strategies to rebuild our retirement savings quickly so we don’t have those financial problems hanging over us.

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Baby Boomers Invest in Tax Deeds or Tax Liens?



Should you invest in tax deeds or tax liens?  Which is more profitable?  No matter which you prefer, the state you are living in and what your goals are will help you determine which is best for you.

If you are looking to purchase a home or property below the market value then you are more likely to look at tax deeds.

If you completed your research and purchase a tax lien on a very good property, the odds are slim that the home or property will ever go to foreclosure if the lien is not redeemed.

In Florida:

If the lien is not redeemed during the time period set for redemption, the lien switches over to a tax deed which is sold at a tax deed sale to pay back your investment.

If you purchase the tax lien on a good property or home and are looking to purchase the property you’ll need to bid against many other investors at the tax deed sale.

If you are looking to invest in property or a home in Florida, then investing in tax deeds is your best way to go.

If you are just looking to make a high return on your money instead of actually buying a property or home, then investing in tax liens is the way you should go.

Doing your due diligence no matter if you are looking to invest in tax deeds or liens is very important.

If you’re living on the West Coast, you need to consider investing in tax deeds. Almost all states on the West Coast are deed states, not lien states. You can travel to other states that are lien states, but that will definitely cut into your profits.

You may also consider using the Internet to find tax deeds or liens in other states, but that gives you more investors to be in competition with plus increase expenses. You would never buy property or home without looking at it first and the same is true with investing in tax liens or deeds. You need to look at the property you are interested in investing in.

You are not buying the property when investing in tax liens. You are investing only on the lien on the property.

If you are looking at maybe owning a home or property and receiving a good return on your money and you live close to a redeemable deed state, then you should think about purchasing redeemable deeds.

Redeemable deeds are between tax liens and tax deeds. You buy the deed at a sale, and the previous owner may come back to redeemed the deed within the redemption time. They will have to pay a very large penalty in most redeemable deed states on the total amount that you paid for the deed at the sale. The penalty could be 20%, 25%, or even more which is a great return on your investment.

Another good thing about redeemable deeds is a lot of your largest cities and bigger counties may have sales several times a year. Tax deeds or liens in tax liens state are usually sold in most states once a year.

If you are not looking to buy property but are looking for a good place to invest your money that is safe and secure and has a good rate of return on your money, then you should consider investing in tax liens.

Before you start investing in tax liens or tax deeds, do your due diligence and learn as much as you can about the process.

Learning as much as you can about investing in real estate tax liens and deeds is very important. You need to know the right steps to take before you start investing.

Visit our website at http://howtoinvestinrealestatetaxliens.com for a great resource that will help educate you in investing in real estate tax liens and/or deeds.

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Why You Should Have The Best Credit Score

Having the best credit score is probably one of your most valuable assets these days, especially for us Baby Boomers.  With the economic crisis the United States is in today, it is necessary to have a high score to save on credit card interest charges, acquire new loans, and even possibly employment.  Our financial security depends largely on preserving our credit.  This article gives two great reasons to investigate your credit score.Best Credit Score

From time to time, you have probably seen the advertisements pleading for you to learn your credit score. Finding out more about your credit score is definitely a smart move for a variety of solid reasons. The simple fact is that your credit score deeply impacts your life, even if you don’t realize it. Your credit score is linked to the interest rates you are charged Continue reading

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Baby Boomers Need A High Credit Score – Mr. Money Gives You Tips!

Mr. Money, Mark Rothstein,  gives baby boomers tips on how to acquire a high credit score in this video.  This is very important in today’s economy especially for baby boomers who may have lost their jobs or facing financial crisis.

Having a good credit score is a very important part of your financial life.  Mr. Money talks about all the ways possible to get a better score.  If you have a high credit score your interest rates will be lower and if you have a low credit score, your interests rates could be much higher.  Getting the most favorable interest rates will save you money and increase your financial wealth.

Edie’s Comments:  Getting your financial house in order is extremely beneficial to baby boomers.  Having the knowledge of where your money is being spent and what areas you can cut back are essential to financial stability.  In addition, a high credit score gives you great peace of mind, saves you money and allows you to purchase those things that are important to you.

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Tax Deed Sales Information for the New Investor

If you are new to investing in tax deed sales, James Mikel has information in this article that will assist you in choosing the right state to invest in.  Not all states have tax deeds for sale, many have tax lien sales and those states can be a good source for investing as well.  In his article James addresses states that you would probably want to stay away from and he supplies a list of states for tax lien investing.Tax Deed Sales

As a new tax deed investor your first step is to locate and visit the county courthouse. There are many gurus who will sell you information, but nearly all you need to know can be found for free.

In respect to all 50 states, there are 2 distinctive types of auctions pertaining to tax delinquency property, tax deeds commonly called Continue reading

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Creating Financial Wealth – Mr. Money

Edie’s Comments:  Mr. Money has the answers for not only creating financial wealth but also keeping it.  I recently attended one of his three day seminars and he is amazing.  Look for more of Mr. Money videos and tips on the Funky Boomers Blog!

The web site Mr. Money recommended to go to to check out if you qualify for Cobra is http://dol.gov/ebsa/cobra.html

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